Payhawk

Payhawk is an AI-powered platform for expense management and finance that gives finance teams real-time visibility, control, and automation across employee expenses, invoices, and supplier payments. It unifies AI agents, corporate cards, expense reimbursements, accounts payable, procure-to-pay, and integrations into a single connected system for faster, compliant spend and deeper financial insight.

• AI Agents automate financial tasks end-to-end
• Corporate IBANs and multi-currency payments with PSD2 security
• Visa business debit and credit cards with spend controls, receipt capture, and real-time reporting
• Fully digital expense management with automated submission, approvals, and reimbursements
• Travel management aligned with company policy
• Accounts payable automation with multi-level approvals and smart matching for global payments
• End-to-end procure-to-pay with approvals, 3-way matching, and payments
• Native ERP/HRIS integrations and a robust API with webhooks
• Real-time dashboards across all entities and currencies
• Enterprise-grade security and compliance (PCI DSS, SOC 1/2, ISO 27001)

• All-in-one spend management across cards, expenses, invoicing, and procurement
• AI-driven automation reduces manual work and errors while enforcing policy in real time
• Global reach with 115 currencies and 150+ countries for payments
• Strong regulatory posture tied to EMI licenses in the UK and EU and certifications like PCI DSS, SOC 1/2, ISO 27001
• Flexible, scalable platform with multi-entity support and real-time ERP sync
• Local support across the US, UK, and EU and deep ERP/HRIS integrations on offer

• Growth Program: €149 per month for small teams (up to 20 employees in the EEA or UK); up to 20 cards (10 included, +€99/mo for 10 more); up to 20 seats (8 employees + 2 admins included, extra seats €99/mo per 10; extra admins €19/seat); up to 15 invoices and 15 expense claims per month; 1 entity; 7-day free trial; no implementation costs; Growth lacks Procure-to-Pay, multi-entity management, budgeting, credit facilities, cashback, or add-ons.
• Payhawk Complete: full platform with Procure-to-Pay, multi-entity, budgeting, credit, and add-ons; pricing on request.
• Packages can be combined (e.g., Cards & Expenses with Invoice Payments) and there are no implementation charges.