About Vivid
Vivid Money is a European digital neobank offering an all-in-one platform for personal and business finances. It provides unlimited IBANs, instant transfers, and a wide set of tools such as invoicing, bookkeeping, and AI-powered automation to simplify money management across teams, with attractive interest on cash and cashback on card usage.
What Vivid offers
- Unlimited IBANs and quick onboarding for business accounts
- Interest on uninvested cash (4% p.a. for the first 4 months, up to 2% p.a. thereafter)
- Digital employees (AI assistants) to automate routine tasks
- Unlimited card spending with guaranteed cashback
- Invoicing, bookkeeping and integrations with accounting software
- Online payments, payment links, and e-commerce plugins
- Business travel cashback and Crypto Earn options
- 24/7 human support and enterprise-grade security
- Funds safety: deposits with EU-regulated banks and money market funds; GDPR compliance; servers hosted in the EU
What sets Vivid apart
- EU-regulated and Europe-based with oversight from CSSF (Luxembourg) and AFM (Netherlands)
- Safe funds: customer money kept separate from company assets and invested in money market funds with AAA ratings; protection beyond €100k
- Banking-grade security: 3D Secure, two-step authentication, GDPR-compliant data hosting
- All-in-one platform for personal and business finances with transparent pricing and wide feature set
- Flexible plan options with cashbacks, high early interest, and AI-enabled automation
- 24/7 human support for both personal and business users