About Zopa
Zopa combines app-based banking with two decades of consumer-lending experience. It began as a peer-to-peer lender in 2005, launched Zopa Bank in 2020 and now provides regulated banking and credit products to UK consumers.
What Zopa offers
Zopa is a digital bank offering current accounts, savings products, personal loans, credit cards, car finance and investments through its app. Its tools include savings pots, cashback or interest options, credit-score and borrowing insights, and integrated access to accounts and lending products.
What sets Zopa apart
Zopa combines everyday banking, saving and consumer credit in one digital service, drawing on its experience in technology-led lending. Its app is designed to simplify money management and eligibility decisions, while eligible deposits receive protection through the UK Financial Services Compensation Scheme.